The X9Ware Product Comparisons which are outlined here provide insight into the features of our various products. X9Ware offers a product line that includes a wide variety of x9/ach desktop tools to meet the specific needs of your organization. Our tools provide a logical progression from a freeware viewer through a full production support, testing, and developer desktop environment with extensive and advanced capabilities. Our tools are unique within the industry given their dual support of both the ach and x9 file formats. Although the panel examples on the majority of our website pages are shown as x9, we support the x9 and ach formats equally within all of our desktop functions. The field viewer shows ach files on a record type and field basis, just as it does for x9; the export function will export ach files equally as well as it exports x9 files; the same applies to all of our tools. This functional list describes the features that are available in our x9/ach desktop tools.
X9Ware Product Comparisons
| Product | Product Capabilities | Can the X9.37 Dialect be attached to this License? | Can the ACH Dialect be attached to this License? | Can the CPA005 Dialect be attached to this License? |
|---|---|---|---|---|
| X9Lite — our freeware viewer | Browse which is limited to 100 items. X9 capabilities are limited to ICL (forward presentment) and only shows front side images. | |||
| X9Vision — our enhanced viewer | Includes all capabilities of X9Lite with an unlimited file size. X9Vision will open ICLR (returns) files and includes front/back side images, open recent, and the item viewer, which shows data and front/back images within the same panel. | All dialects are supported. | All dialects are supported. | All dialects are supported. |
| X9Validator | Includes all capabilities of X9Vision plus validate, modify, save, search/replace, export, IRD print, and merge. | Yes. | Yes. | Yes. |
| X9Assist | Includes X9Validator plus many advanced functions including import, make, generate, create, scrub, print, repackage, clone, and compare. | Yes. | Yes. | Yes. |
Comparison of Features and Capabilities
| Capability | Functional Description | X9 Lite | X9 Vision | X9 Validator | X9 Assist | Ach Validator | Ach Assist |
|---|---|---|---|---|---|---|---|
| Browse | Browse files on an item level basis with all fields and their content identified by field number and logical field name per the current file specfication. | Yes | Yes | Yes | Yes | Yes | Yes |
| Flawed file support | Open files that are structurally flawed by showing the data that is present and where the flaw has been detected. | Yes | Yes | Yes | Yes | Yes | Yes |
| Find | Find items using criteria including amount, sequence number, and serial number. | Yes | Yes | Yes | Yes | Yes | Yes |
| Show front images | Front images are shown for all items. | Yes | Yes | Yes | Yes | ||
| Show back Images | Back images are shown for all items. | Yes | Yes | Yes | |||
| Returns | Open files with returned items. | Yes | Yes | Yes | Yes | Yes | |
| Unlimited file size | Files can be opened with an unlimited file size (no limits). | Yes | Yes | Yes | Yes | Yes | |
| Data validation | Validation with all commonly supported industry Rules. For x9, this includes x9.37, x9.100-187, UCD, SVPCO, ViewPointe, FRB, and EEX. Errors are listed individually and summarized. | Yes | Yes | Yes | Yes | ||
| Image validation | Tiff validation per X9.100-181 including EOFB (end of facsimile blocK) confirmation. | Yes | Yes | ||||
| Open recent | Display a drop down of recently opened files and folders which can be used to re-open any recently accessed files. | Yes | Yes | Yes | Yes | Yes | |
| Item Viewer | Show item data along with front and back side images on a single panel with advanced functions including export and copy. | Yes | Yes | Yes | |||
| Search/Replace | Search and optionally replace field data by value and limited by record type and field number. | Yes | Yes | Yes | Yes | ||
| Modify | Modify individual data fields, delete records either one at a time or by groups. A modification log tracks and reports on all changes and can be used to revert any modification. This log can be saved to an external file as part of saving the actual data file. Files can be saved as either EBCDIC or ASCII regardless of their original character set. | Yes | Yes | Yes | Yes | ||
| Reversals | Create reversals for an entire file or for selected items within an existing file. Essentially, credits are flipped to debits and debits are flipped to credits. Individual items are reversed by creating a filter of the specific items to be included in the reversals. Selected items within a balanced file can be reversed, with the offset amount automatically calculated and applied. | Yes | Yes | ||||
| Merge | Allows multiple files to be easily merged into a single file, and is often used to consolidate many smaller files into a single file. Selection can be individual files or all files within an existing folder. | Yes | Yes | Yes | Yes | ||
| Hex Viewer | Hex viewer to allow detailed investigation of file content and underlying issues. | Yes | Yes | Yes | Yes | ||
| Bundle and Item Lists | Bundle and item lists with the ability to sort on user selected columns and to launch to any desired x9 record. | Yes | Yes | Yes | Yes | ||
| Export | Export of all or selective record types to CSV or XML. X9 files can also have images exported to external files. | Yes | Yes | Yes | Yes | ||
| Rule customization | Ability to customize rules including field level validations and error severities. | Yes | Yes | Yes | Yes | ||
| Repair | Automated repair of common data problems (trailer totals, field justification, etc). | Yes | Yes | Yes | Yes | ||
| Replace images | Individual images can be replaced with another external image or with a user defined missing image document. | Yes | Yes | ||||
| Tiff tag summary and detail | A summary of all tiff tags is provided (across all images) along with an embedded tiff tag viewer that shows the specific tiff tags that are present for the front and back images for any given item. | Yes | Yes | ||||
| Make/Generate | Make which creates a new data file directly from your use case definitions (CSV or Excel input). For x9, mages are dynamically drawn which match the data fields for each item with support for all common fields that are visually present on a check image. Make creates items and Generate wraps those per the file specification to create a new data file. | Yes | Yes | Yes | |||
| Invalid image scenarios | Purposeful creation of approximately 50 invalid image scenarios for downstream testing. Common image problems can be created such as too light, too dark, rotated, invalid tiff tags, etc. | Yes | |||||
| OCR-A MICR Line Support | Make/Generate can create images that are encoded with OCRA (used by various European countries) instead of the more typical E13B. | Yes | |||||
| Scrub | Removes proprietary or confidential data fields from an existing (production) file which allows it to be used in test environments without compromising customer information. For x9, this includes the ability to insert proxy images to further protect customer data. | Yes | Yes | Yes | |||
| Reporting | File level information is summarized and can be printed as HTML or exported to XLS/XLSX. | Yes | Yes | Yes | |||
| Image print | Image Print allows images to be printed in user defined layouts which can be as simple as 3 per page, but can be more complex such as 3×2 or 4×2. Portrait and landscape are supported on both letter and legal paper formats. | Yes | Yes | ||||
| IRD Print | IRD print of both forward presentment and return items selected at either the item or bundle level. | Yes | Yes | ||||
| Import | Import uses data and optional images from CSV or XLS/XLSX files to create a new data file. Import is the opposite of Export. An exported file can be edited, manipulated, and then imported. | Yes | Yes | Yes | |||
| Compare | Synchronized comparison of two logical files which must be in the same item sequence (for alignment) but may have field or image level differences. | Yes | Yes | ||||
| Repackage | Repackage allows items within an existing file to be reorganized and optionally resequenced into new bundles per user defined criteria. | Yes | Yes | ||||
| Clone | Clone is used to multiply bundles within an existing file to quickly create much larger files that can be used for common purposes such as stress testing. | Yes | Yes | ||||
| Image quality | Image Quality Analysis for all images within an x9 file (too light, too dark) with parameters that can be customized but default to FRB. | Yes | |||||
| Electronically created item detection | Electronically created item (ECI) detection which analyzes all images within an x9 file and identifies those that are determined to be “perfect” images and most likely were computer created. | Yes | |||||
| Image mismatch | Create Image MisMatch conditions (data versus image) to test those real world exceptions in downstream application systems. | Yes | |||||
| Tiff Tester | Tiff Tester which analyzes single external tiff images per exchange standards. | Yes | |||||
| X9-to-ACH and ACH-to-X9 | Convert files from X9 to ACH and also from ACH to X9. The conversion of ACH to X9 will include the ability create RCC images (remotely created checks). | Yes | Under development | ||||
| Capability | Functional Description | X9 Lite | X9 Vision | X9 Validator | X9 Assist | Ach Validator | Ach Assist |